Frequently Asked
Frequently Asked Questions
Answers to the questions buyers and sellers ask most.
Working With Linh
Getting Started
What areas does Linh serve?
Fountain Valley, Santa Ana, Westminster, Riverside, and the greater Southern California area, along with active buyer and seller representation in Vietnam.
Does Linh speak Vietnamese?
Yes — Linh is fully bilingual in English and Vietnamese, and can handle contracts, disclosures, and negotiations comfortably in either language.
Is there a cost to working with Linh as a buyer?
In most transactions, buyer agent compensation is paid through the transaction and discussed in writing before touring homes — Linh will walk you through exactly how this works during your first conversation.
How quickly can I get started?
Reach out any time through the contact form, phone, or email — Linh personally responds and can typically schedule a first conversation within a day or two.
Buying & Selling
Financing & The Process
How much down payment do I need?
Conventional loans start at 3% down for qualified first-time buyers, FHA loans require 3.5% down, and VA loans allow 0% down for eligible veterans.
What credit score do I need to buy a home?
580 is the minimum for a 3.5%-down FHA loan (500–579 requires 10% down), and 620 is the typical conventional minimum.
How long does escrow take in California?
A standard California escrow runs around 30 days for a financed purchase and 10–14 days for cash.
How much are closing costs?
Buyers typically pay 2%–3% of the purchase price in closing costs. Sellers typically pay more, including commissions and transfer tax. Closing costs can often be reduced with a seller credit.
How do I know what my home is worth?
Linh prepares a comparative market analysis using recent verified closings in your specific neighborhood — not county-wide averages — to arrive at a realistic, defensible price.
Get In Touch
Still Have Questions?
No question is too small. Reach out and Linh will get you a straight answer.
📞 (657) 846-8002 (USA)
📞 +84 975 88 11 55 (Vietnam)
✉️ linhn.realtor@gmail.com
